Let’s get a pension of up to 150 thousand HUF for the same amount of money!

Few people know, but millions of Good Finance may depend on which state-funded pension savings we choose. We can do everything the same, but if we did not sign the right contract at the beginning, we could have a monthly pension of up to $ 149,870 for 15 years.

Retirement savings

Retirement savings

At present, the concept of pension savings and their justification have been widely accepted in the public mind. The pay-as-you-go system created by Otto von Bismarck is slowly going beyond its own limits and can no longer work. This means, for everyone, that without our own pension savings, our old age will only be left with fatty bread, not travel, pampering grandchildren, or even a decent living.

In fact, calculators do not care which pension insurance we choose. After comparing 23 different pension insurance policies, it is clear that a great deal of emphasis has to be placed on choosing the right pension savings, as we can lose millions of Good Finance by making the wrong choice.

What kind of pension savings should we choose?

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Apension expert, it is definitely worth preparing for our retirement years through one of the 3 state-funded retirement savings.

First of all, here is the voluntary pension fund that has been available since 1998. It may be an ideal solution for those who like conservative investment, as they buy Hungarian government securities from the money paid in here. It’s popular with cafeteria, but it’s important to know that there is no 20% after-tax tax credit up to $ 150,000 per year.

Let’s figure out which pension insurance to start with!

The Pension Insurance Calculator compares 23 different pension insurance policies to help you make the right choice. Let’s look at the difference between the best and the least effective pension insurance with savings of 10,000, 20,000, and 45,000 for each term.

We calculated a uniform 6% annual return with 3% value tracking, while the annuity was calculated for 15 years, here are the numerical results:

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